Capital to grow
Get an Instant Advance and put your growth plans in motion today. Get up to $250k to spend on inventory or marketing to take your business to the next level.
Prequalify today with at least $50,000 per month in sales and 9 months selling history. Need more information? Contact us
Capital advance for inventory and marketing
Payability’s Instant Advance is meant to be used to grow your business and spent on marketing and inventory. The faster you grow your store, the lower the cost of your Instant Advance.
A different way to fund your business
At Payability, we approach funding eCommerce businesses a little differently. Our funding programs are uniquely built for sellers like you. There are no credit checks*. Instead, sellers are eligible with sales history and performance. Funding is revenue-based, so sellers like you don’t have to take on debt. Costs are transparent: there are no fixed costs, no origination fees, and no prepayment fees. Plus our rebate program helps fast-growing businesses lower their overall funding costs. Simply stated, with Payability’s program, the faster you grow, the less you pay for funding.
Rates & qualifications
For example, an Amazon seller with 12 months of sales history and excellent performance metrics, selling $100,000/month qualifies for a 0.75% weekly fee. Payability purchases $100,000 of future receivables and advances $85,000 today. The fee is $750 each week. Repayment of the Instant Advance with future receivables is expected over 20 weeks.If Payability collects the total future receivables sooner than expected, the Amazon seller receives a $750 rebate for each week. In this example, Payability receives $100,000 in receivables in 16 weeks – 4 weeks earlier than expected. So, the Amazon seller receives a rebate of $750 for each of the 4 weeks, or $3,000.Are you selling over $100,000 per month? Contact firstname.lastname@example.org to see if you qualify for special rates.
Spend your Instant Advance on the Payability Seller Card
The first card made exclusively for eCommerce sellers lets you spend your Instant Advance and earn up to 2% cash back on every transaction.
Frequently Asked Questions
What does Payability Instant Advance cost to use?
What information do I need to give Payability to get an Instant Advance?
Can I use Instant Advance if I already have other funding?
How do I qualify for Payability Instant Advance?
Can I send money outside the United States?
Apply for an Instant Advance today
Get the capital you need to grow your eCommerce business.