Introducing Payability Advance Line

Introducing Advance Line

Since 2016, Payability has been helping eCommerce sellers like you grow their businesses by providing over $5 billion in growth capital through accelerated daily payouts (our Instant Access program) and working capital advances (Instant Advance). 

Our goal is simple: to empower entrepreneurs to grow their eCommerce businesses faster. That’s why we’ve continued to expand to new marketplaces and selling platforms, and offered more helpful financial tools to sellers like the Payability Visa Card and Instant Transfer.

And that’s why we’re introducing a new product today that gives big sellers the power and the flexibility to take advantage of big opportunities quickly. 

Introducing Payability Advance Line

Payability Advance Line puts your business in position to seize any opportunity. It’s a reserve of capital that’s available instantly when you need it, and that you won’t pay for when you don’t. 

That’s right: You only pay when you draw down on funding, but capital is available to you at any time. There’s no obligation to make a draw, and no cost to activate and keep open.

Opportunities in eCommerce can pass by in a flash. Get access to flexible funding reserves that you can draw down on instantly when opportunity arises. Only pay a fee on the funding you draw down on.  

How Advance Line Works

  • Sign up today by linking your brand’s Shopify and/or Amazon seller accounts to see how much you’re eligible for. No credit check or commitment required.
  • Get approval by the next business day. There’s no obligation to draw funding once you’re approved.
  • Draw down the funds you need, when you need them.
  • Remit with a portion of your sales on a biweekly basis after getting funded.
  • As new opportunities arise, draw down additional capital—and repeat.
  • Plus, as your sales grow, the funding available to you through your Advance Line will grow too!

What Makes Advance Line Different?

  • You only pay for the funding you need—when you need it. 
  • No credit checks, fast approvals, no commitment required.
  • No prepayment, maintenance or application fees.
  • Pay back early and receive a rebate on fees 
  • Spend on the Payability Seller Card and earn up to 2% cash back on all purchases

What are the Qualifications for Advance Line?

Minimum qualifications for Advance Line are 9 months of sales history on Shopify and/or Amazon, and $500,000 in annual sales. 

Advance Line was created to provide eCommerce sellers with flexible capital. Unlike traditional lines of credit, there are no maintenance fees, prepayment fees or required usage amounts. And, Advance Line is faster – you can get approved and funded within 24 hours. After you’re approved, you can access you capital instantly at anytime. 

Customers who have used Advance Line love the convenience of having capital in reserve, the flexibility of withdrawing just what they need, and the easy remittance.

How can I get Advance Line?

Interested in learning more about Advance Line? Apply today or reach out to us

Keith Smith
Keith Smith is the Co-founder and CEO of Payability, a FinTech company that provides financing and payment solutions to eCommerce sellers. Its patented technology utilizes machine learning algorithms to underwrite customers based on sales quality and historical eCommerce performance - rather than simply looking at personal credit scores. Previously, Keith founded and ran multiple startups, including; CyberMortgage, Zango, and BigDoor. Keith lends his time to early-stage startups via Techstars and serves as an adviser, investor, and board member for multiple tech startups.

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