Product Update: Instant Transfer for Payability Customers

Product Update: Instant Transfer for Payability Customers

Payability Instant Access Customers Move Funds in Real Time, Anytime with Instant Transfer!

Since 2016, we’ve focused on offering eCommerce businesses faster access to their marketplace earnings. From spending instantly (in-person and online) on the Payability Seller Card to bank transfers with Same Day ACH and Wire, we’ve accelerated over a $1 Billion in marketplace earnings. So, we’re excited to announce that we’re now offering our customers an even faster way to transfer their advanced marketplace payouts to their bank accounts with Instant Transfer. Now Payability Instant Access customers can eliminate banking hours altogether and transfer funds to their bank accounts in seconds whenever and wherever, even on weekends and holidays using Instant Transfer.

How it Works

Instant Transfer works using the debit card rails to transfer funds from your Payability Available Balance to your bank account within seconds, any time of the day, any day of the year – even on holidays and weekends.

  • $9,999 maximum amount per Instant Transfer
  • $25 minimum amount per Instant Transfer
  • Additional fee of 1% of the transfer amount or minimum fee of $5
  • Unlimited Instant Transfers per day
  • Transfer to your bank account 24/7/365

Setting up Instant Transfer

For Payability customers, adding Instant Transfer as a Transfer Method is easy. Simply input your debit card and our system will automatically check to see if your debit card is eligible to receive Instant Transfer. 

Seize Opportunities 24 hours a day, 365 days a year

With Instant Access, Payability’s automated system purchases and advances your sales each day and makes them available in your bank account within seconds – 7 days a week. Instant Transfer gives sellers a great way to access those funds on the weekends and outside of banking hours. 

Have a huge sales day on Friday and Saturday? Instant Transfer your funds within seconds to your bank account on Sunday morning. 

Now if an unexpected opportunity arises, there’s no need to wait until Monday to transfer funds or wait hours for a Same-Day ACH to clear. Instant Transfer makes the funds available to you the moment you need them 24 hours a day, 365 days a year.

Improve your cash flow today

Apply to get daily payments and capital for your growing business in as fast as one business day. No credit checks or external documents required.


Need more information? Call us at (646) 494-8675 or email

Keith Smith
Keith Smith is the Co-founder and CEO of Payability, a FinTech company that provides financing and payment solutions to eCommerce sellers. Its patented technology utilizes machine learning algorithms to underwrite customers based on sales quality and historical eCommerce performance - rather than simply looking at personal credit scores. Previously, Keith founded and ran multiple startups, including; CyberMortgage, Zango, and BigDoor. Keith lends his time to early-stage startups via Techstars and serves as an adviser, investor, and board member for multiple tech startups.

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