Fast Funding for Your Shopify Store

Qualify with $50,000 per month in Shopify Sales

– See your options in minutes
– Get $20,000 to $250,000
– No credit checks


Need more information? Contact us

5 star reviews from Shopify stores

shopify funding

Fund your business your way

Your business is unique—Your financing should be too. At Payability, we offer additional capital to help entrepreneurs like you grow their businesses.

Funding up to $250,000

Up to 250k

in funding

Once approved, you can Instant Transfer, same-day ACH, or wire the money directly to your bank account.

Fast approvals

Fast and Easy


If you have 9 months of selling history with monthly sales of at least $50,000, you can get funded in as fast as one business day.

No credit checks


credit checks*

Qualify based on your store’s sales revenue, not your credit score.

Shopify stores and much, much more

Payability empowers eCommerce entrepreneurs selling on a wide array of platforms and marketplaces. Our goal is fast, friction-free financing for every brand and seller, no matter what marketplace or platform they’re selling on.


Submit an application

Complete your application online in less than 10 minutes.



Connect all your marketplaces

We’ll evaluate your business based on your marketplace sales history and account health. No credit checks or bank documents required.



Get your offer

We’ll work to match your growth strategy and plans with appropriate funding. Get approved and funded in as fast as 1 business day.


Trustpilot verified reviews

Trusted by eCommerce sellers

Thousands of entrepreneurs have used Payability to grow their business. Read their reviews.

Rates & qualifications


Instant Advance fees are typically between 0.5% and 1% per week. No origination fees. Pay your advance back sooner and lower your cost.


To qualify, you must have at least 9 months of selling history and average monthly sales of $50,000. You may qualify for a larger advance based on your eCommerce sales success.


A typical Instant Advance amount is 75% to 150% of one month in marketplace sales revenue.


Instant Advance is a purchase of your future receivables. As you sell, you’ll remit a fixed percentage (typically between 12% and 25%) of your sales until Payability receives the total amount of receivables purchased. You’ll receive a fee rebate if you pay your advance back early.

We’re real people focused on helping entrepreneurs like you


Our New York-based team is laser-focused on empowering growing eCommerce entrepreneurs with flexible funding. Our world-class customer service and sales teams are here to help! Your dedicated Payability team member will work with you to give you the best possible funding offer based on all of your online sales—not just your Shopify store.

Need more information? Contact us

Payability is open Monday through Friday, 9am to 6pm (EST).

Apply for an Instant Advance today

Get the capital you need to grow your eCommerce business.